Companies
The Companies We Work With
Below
is a list of some of the insurance carriers we work with at Insurance
Advisors. For more information, or if you do not see a company that you
are looking for, please Contact Us.
1-800-479-8075 Office 866-572-6137 Fax
 
  
 
Aetna
was the first national full-service health insurer in the United States
to offer a consumer-directed health plan, HealthFund[R]. Effective
August 1, 2004, Aetna instituted its Aetna Advantage PPO Plan, a
flexible alternative to over health coverage programs. This plan offers
members the freedom to go to any recognized provider, including
specialists. No referrals are needed, and members receive discounts for
seeing a participating physician from Aetna's health network. There are
many options to choose from through Aetna, with co-pays ranging from
$35 to $25, and a lifetime maximum of $5 million. Additional options
for these PPOs are the Aetna High-Deductible HSA Compatible Plans,
which were instituted September 1, 2004. These HSAs (Health Savings
Accounts) are tax-advantaged accounts intended to safeguard money
deposited for eventual use for out-of-pocket medical expenses. Aetna
now offers LasVegas Health Insurance Plans including most other
territories in Nevada. They also offer Houston Health
Insurance and Dallas Health Insurance Plans Including the
entire State of Texas and Nevada
To get a quote, please visit: http://www.lvhealthins.com or http://www.healthinstx.com
Blue
Cross offers long term health plans, while Blue Shield offers short
term plans or add-on coverage towards and existing plan. Including
Houston Health Insurance Plans and Dallas Health Insurance Plans
Coverage and regulations vary. In some states, Blue Cross/Blue Shield
may be condensed into a single plan. Blue Cross offers PPO (Preferred
Provider) and HMO (managed care) plans. More types of care are
available with an HMO, but there is vastly less choice in providers.
There are a variety of plans geared at many different needs and
preferences. The PPO plans all cover essentially the same care, the
difference lies in the deductibles, coinsurance amounts, and annual
out-of-pocket maximums. The average PPO will ask you to pay
approximately 20-30% of an office visit. The perk of PPO plans is that
they allow you to choose your provider, pay 100% for most covered
services once the out-of-pocket maximum has been met, and provide
preventative care. Research your choices carefully, as not everything
is covered by every kind of insurance. There is a substantial list of
procedures and needs that will not be covered from one plan to another.
If you plan on having children, for example, choose a comprehensive
plan with maternity care as opposed to a saver plan.
To get a quote, please visit: http://www.lvhealthins.com or http://www.healthinstx.com
We offer Houston Health Insurance Plans, Dallas Health Insurance Plans and LasVegas Health Insurance plans.
Insurance Advisors http://www.lvhealthins.com or http://www.healthinstx.com
409-283-3393 Office 866-572-6137 Fax
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